Built by people who price and place risk for a living.
Our business is insurance, not technology: define the peril, price it, pay it.
HOW THIS STARTED
It started on LinkedIn. Chen had been posting about public AI incidents — operational failures, where a company's own AI did something nobody intended and the cost stayed with the business. Simon replied with the other half of the picture: the same question arriving from brokers and clients, over and over — who pays? Nobody had an answer. They met at Penny Lane, a small coffee shop on East 45th Street in New York City. One could price it. The other could place it. It did not take long to see they were describing the same gap. That conversation became an idea, the idea became a product, and the product became a company.
The next chapter gets written with the businesses carrying this risk — and the brokers and platforms who see it first. Build it with us.
THE TEAM
Underwriting and distribution, in one room.
Chen Chianese, FCAS, MAAA — Co-Founder & Chief Executive.
Fifteen years pricing complex P&C risk — emerging-risk coverage design, capital modeling, and engagement with regulators and carriers. Owns the product, pricing, and coverage architecture.
Simon Hudson — Co-Founder & Chief Distribution Officer.
Twenty years across London, Bermuda and the United States. Multiple exits, built multi-million-dollar businesses, and has taken specialty platforms from inception through to exit. Owns the channel.
Coverage descriptions are summaries only. All coverage is subject to underwriting and to the policy terms as issued.
